Today I am filled with Gratitude. So many things to be thankful for!
Have a “Grateful” day!
Much love,
Eric
Business Success Tips – Feng Shui…Might Be Holding YOU Back!
I had the opportunity last week to spend time with a Feng Shui Master.
Feng Shui helps a person understand the flow of energy running through objects, ie. your home/office.
This is SO powerful! Use this chart – You will find a much more peaceful, empowering, and inspiring flow of energy!
Enjoy!
Eric “Chief Feng Shui Officer” Tippetts
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The Wealth Formula: The Top 20 Habits to Becoming Wealthy
20 Statistics that will surprise you about building wealth. Which side of each of these statistics do you fall in? How do you define wealth? Think about it… Can you improve upon your own habits to help generate wealth?
1. 70% of wealthy eat less than 300 junk food calories per day vs. 97% of the working class
2. 23% of wealthy gamble vs. 52% of the working class
3. 80% of wealthy are focused on accomplishing some single goal vs. 12% of the working class
4. 76% of wealthy exercise aerobically 4 days a week vs. 23% of the working class
5. 63% of wealthy listen to audio books during commute to work vs. 5% of the working class
6. 81% of wealthy maintain a to-do list vs. 19% of the working class
7. 63% of wealthy make their children read 2 or more non-fiction books a month vs. 3% of the working class
8. 70% of wealthy make their children volunteer 10 hours or more a month vs. 3% of the working class
9. 80% of wealthy make hbd calls vs. 11% of the working class
10. 67% of wealthy write down their goals vs. 17% of the working class
11. 88% of wealthy read 30 minutes or more each day for education or career reasons vs. 2% of the working class
12. 6% of wealthy say what’s on their mind vs. 69% of the working class
13. 79% of wealthy network 5 hours or more each month vs. 16% of the working class
14. 67% of wealthy watch 1 hour or less of TV every day vs. 23% of the working class
15. 6% of wealthy watch reality TV vs. 78% of the working class
16. 44% of wealthy wake up 3 hours before work starts vs. 3% of the working class
17. 74% of wealthy teach good daily success habits to their children vs. 1% of the working class
18. 84% of wealthy believe good habits create opportunity luck vs. 4% of the working class
19. 76% of wealthy believe bad habits create detrimental luck vs. 9% of the working class
20. 86% of wealthy believe in life-long educational self-improvement vs. 5% of the working class
Just a reminder of how habits shape our destiny.
Much love,
Eric
Here are 10 common characteristics you can copy to live within your means.
1. They Pay Attention to Details
You won’t notice that recurring fee on your credit card for the gym you’ve stopped using if you’re not checking your statement regularly. People without debt monitor their personal finances closely. They are less likely to waste money by forgetting about payment due dates or overdraft fees.
You can start paying more attention also. The key is just to start. Try looking at your credit card statements every month. Next monitor all of your spending. Now add up your income. Compare the two and see where you could cut back. Re-visit this budget a few times a year to stay on track.
2. They Know Their Stuff
Debt-free people do their own research. They might have an accountant, but they don’t send over paperwork or sign their taxes without looking them over. If you want control over your finances, you need to learn about them. It may feel overwhelming but the sense of security you will feel in understanding what’s happening with your money will outweigh the discomfort.
3. They Pretend They Make Less
Even if you are already deep in debt, you can start to improve your situation by immediately changing the way you look at your money. Imagine you make 10%, 25% or even 50% less than you do. Make a budget using that math. It may be impossible at first, but start making cuts to your spending.
Debt-free people live on less than they make. This allows them to put money aside for buying a house, retirement and an emergency fund. This provides a financial independence that allows you more options in the future.
5. They Aren’t Afraid to Ask
Ask for help. Ask for lower interest rates. Ask for forgiveness when they make one late payment. Debt-free people take control of their finances and they aren’t meek about it. If you know someone who has met a financial milestone you admire (saved $1 million for retirement, bought a car in cash, etc.), don’t be afraid to ask how they did it.
6. They Save
Whether you got a significant bonus or a $25 check from Grandma, you should think first of paying yourself. This is true of your regular paycheck as well. You know you have to pay the rent (or mortgage), so treat your savings account the same way. Make it a habit. And better yet, make it a mindless habit by setting up automatic deposit. Debt-free people know adding even small amounts now will give you more financial freedom later.
7. They Set Goals
You’ll find it easier to put aside money if you have a strong sense of what it’s going toward. This works for when you are saving up for those shoes, planning a vacation or thinking about retirement. Debt-free people set specific goals so they know what they are striving for. This helps you stay on track. Retirement can be a hard one for young people. It seems so far away! Think about what sounds appealing about retirement. If it’s travel, imagine the places you will visit. Now the goal seems more specific.
8. They Say No
You may get lots of tempting offers throughout the week for lunch with co-workers or dinner with friends. Don’t be afraid to say no. Debt-free people know that saying no to smaller expenses can add up to big savings. This doesn’t mean you can’t have any fun. Host a potluck dinner instead of trying out the new, expensive restaurant. Meet up with friends in the park for a walk instead of taking an expensive exercise class.
9. They Know the Value of Cash
Debt-free people know the value of a dollar… because they see it! It can be easy to overspend when you are never seeing actual money. Having to part with some cash can remind you the transaction you are making is real. Plus, once that cash is gone, it’s gone. Try only using cash for a while and see how it changes your perception of purchasing.
10. They Value Experiences Over Stuff
Debt-free people aren’t focused on things. They value experiences more than having the latest things. The average person will list family and friends high on what they value. But are your choices reflecting that? If you are working extra hours to pay for a fancy meal with the family, think about the tradeoffs. Would you be better off not working late and having two (or five or 10) meals at home with the family?
To become debt-free, you are going to have to shed some of your current bad habits and take on some new, more constructive ones. Use the people who already living debt free as inspiration.
Much love,
Eric
1) “No”
2) “I can’t afford it.”
3) “I’m just not sure it will work for me.”
4) “I have to think about it.”
5) “I eat healthy and I don’t need to lose any weight.”
6) “I like to eat real food.”
7) “I don’t have the time.”
8) “I tried it once and it didn’t work.”
9) “Is this multi-level marketing?”
10) “Only people at the top make any money.”
How do you compare?
With a powerful magnet mindset, you can bring in all of the abundance you can dream of. But with a magnet mindset of lack and worry, you’ll always find yourself struggling to bring in more, manage more, and make more money.
Don’t you want to know the strength of your magnet mindset?
Now you can, absolutely free, with our 5-minute
Abundance Appraisal
How do you compare?
With a powerful money mindset, you can bring in all of the abundance you can dream of. But with a money mindset of lack and worry, you’ll always find yourself struggling to bring in more, manage more, and make more money.
Don’t you want to know the strength of your money mindset?
Now you can, absolutely free, with our 5-minute
Abundance Appraisal